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Different types of personal loans; Loans for every situation

Wedding loans

This loan is intended to help couples and families deal with the financial stress of planning a wedding. It can be used to cover key wedding expenses such as venue, guest accommodation, jewelry, food, and decor. During the peak wedding season, the interest rates for these loans are generally higher than in the low season. The Personal Loan product will help you finance the wedding of your dreams. It is intended to be a one stop shop for all your financial inquiries and concerns.

Home renovation

Home renovation

Do you want to rebuild your kitchen, replace your old furniture around the house or maybe spruce up your patio?

Home renovations can be expensive, especially if the changes are significant. Not everyone has the cash on hand to complete a renovation when they want to, so a home improvement loan is an easy alternative. You can get a personal home improvement loan from HDFC bank and give your home the makeover it deserves. You will not only improve the aesthetic appeal of your property, but you will also increase the value of your home for future sale.

Vacation loan

Vacation loan

You can take out a travel loan to support your vacation plans without jeopardizing your savings and investments. This form of personal loan is then called a travel loan. You will need to present travel documents in order to qualify for this loan. For example, airline tickets, hotel reservations, passport or visa information for international travel, etc. With the help of a personal loan, you can take your family on a well-deserved vacation without depleting your funds. Your travel expenses are covered by a personal loan, and the funds can be used anywhere and anytime.

You can take out a travel loan to support your vacation plans

Ready for sustainable consumption

Ready for sustainable consumption

Durable consumer loans are also available from banks with no EMI fees. Any durable consumer item, such as a phone, refrigerator, furniture, washing machine, microwave, etc. can be purchased using this form of loan. The cost of the product is divided into EMI, which can be returned over a set period of time. Some products may require a deposit or a handling fee, while others do not.

Retirement loan

Yes, retirees can take out loans of at least 7-10 times their pension to cover any financial emergency. As a rule, this loan can only be obtained from the same bank where the retiree receives his pension.